Financial Services (Renting)

Long-Term Rental: Renting

A solution that fits your budget.

Renting is charged to your operating budget as a service cost. 
You can adjust the duration of the renting according to your needs.

Needs

A comprehensive solution tailored to your needs

Renting

Renting allows you to avoid significant financial commitments, giving you the freedom to evolve your workspace as needed.

Flexibility

A solution that enhances the flexibility of your business

Further details

Accounting and financial advantages

  • Renting involves fixed and planned costs. It allows for better management of cash flow (budget & liquidity), with direct positive effects on the company's financial liquidity.
  • There are no amortizations, so the payment installment is considered a pure operating cost, fully deductible for IRAP purposes as well.
  • The balance sheet is not burdened as the assets subject to Renting do NOT appear on the balance sheet (off-balance sheet operation). With the "off-balance sheet" operation, the company is not required to report the value of the asset (fixed assets) it intends to use in its financial statements.
  • Renting does not impact the debt ratios.

Management benefits

  • Simplifies asset management (including during the disposal phase).
  • There is no distinction between Capital Portion and Interest Portion. The customer pays a total fee for the use of the assets (which may also include maintenance costs, inventory, internal moving, chair sanitization, etc.).
  • Flessibilità
    • I completamenti saranno integrati nello stesso contratto.
    • At the end of the contract, the furniture can simply be collected.

Amortization plan

The installments are defined at the start based on the selected duration of 12, 24, 36, 48, 60, or 72 months.
  • Each installment is subject to collection fees in use at the time.
  • Pro payment (amount to be defined: €0 + VAT).
    • Registration fees to be defined. 
  • Damage/loss liability limitation service. SMART option included in the fee.
Once approved by the Finance Department and the decision-making bodies, the renting contract will be initiated.

End of contract period

  • Total or partial substitution.
  • Annual renewal with reduced fee and maintenance or implementation of additional services.
  • Collection of goods.
  • Purchase of the goods at market (symbolic) value.

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